Tree Trimming & Removal Insurance

Tree work is one of the highest-risk landscaping services. Make sure your coverage matches the danger.

Why Tree Work Costs More to Insure

Carriers classify tree trimming and removal as higher-risk than standard lawn care. The reasons are straightforward:

Working at height increases fall risk for your crew
Chainsaws and heavy equipment create injury exposure
Falling limbs can damage homes, vehicles, fences, and power lines
Stump grinding near utilities risks underground damage
Tree removal near structures carries major property damage risk

Height Exclusions: Read the Fine Print

Many standard landscaping GL policies exclude work above a certain height — commonly 15 or 25 feet. If you do tree trimming or removal above that threshold, your claim could be denied.

Important: Always confirm your policy's height limitation with your broker. If you work above the standard threshold, you need a policy specifically endorsing higher-altitude tree work. We match you with carriers that cover the full scope of your operations.

What Coverage Do You Need?

General Liability

Covers property damage from falling limbs, third-party injuries from debris, and completed operations claims.

Workers' Comp

Essential for tree crews. Falls, chainsaw injuries, and struck-by incidents are among the most common claims.

Commercial Auto

Trucks hauling chipper trailers and heavy equipment need commercial auto — personal policies won't cover it.

Inland Marine

Chainsaws, chippers, stump grinders, and climbing gear are expensive. Protect them from theft and damage.

Get the Right Coverage for Tree Work

We specialize in landscaping insurance and know which carriers cover tree trimming without restrictive height exclusions.

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