About LandscaperInsure
We exist for one reason: to make insurance simple and affordable for landscaping businesses.
Who We Are
LandscaperInsure is operated by ContractorFlow Insurance Services, a licensed Property & Casualty insurance brokerage. We hold a California insurance license (#0F03649) and serve landscaping businesses in all 50 states through our carrier network.
As a broker, we work for you — not the insurance companies. We're compensated through commissions paid by carriers when you bind a policy. This means our service is free to you, and we're incentivized to find you the best coverage at the best rate.
How We Get You Covered
You Tell Us Your Needs
Quick online form or phone call. We ask about your crew size, services, and what coverage you need.
We Shop the Market
We submit your information to multiple A-rated carriers and compare quotes to find the best fit.
You Choose & We Handle the Rest
Pick the quote that works for you. We handle binding, COIs, endorsements, and ongoing support.
Why Landscapers Trust Us
Landscaping-Only Focus
We don't insure restaurants, tech companies, or retail stores. We only serve landscapers. That means we understand your risks — tree work vs. mowing vs. hardscaping vs. irrigation — and know which carriers are best for each.
Licensed & Regulated
We're a fully licensed insurance brokerage (CA License #0F03649), regulated by the California Department of Insurance. We carry E&O insurance and follow all state compliance requirements.
Transparent Compensation
We earn commissions from carriers when you bind a policy — typically 5-15% of your premium. You never pay us directly. Our interests are aligned: we only get paid when you get covered.
Contract Language Expertise
HOA requiring Additional Insured? GC asking for Waiver of Subrogation? City contract needs Primary & Noncontributory? We handle the endorsement language that most direct carriers can't.
Broker vs. Direct: Why It Matters
| Feature | LandscaperInsure (Broker) | Direct Carrier |
|---|---|---|
| Quotes | Multiple carriers compared | One carrier, one quote |
| Advocacy | We advocate for you | Carrier advocates for themselves |
| COI/Endorsements | Same-day, any language | Standard templates only |
| Industry knowledge | Landscaping specialists | Generalist underwriting |
| Cost to you | Free — carriers pay us | Same price or higher |