Insurance Built for Landscapers
Get general liability coverage for your landscaping business in under 2 minutes. Protect your crews, your equipment, and your reputation — from a licensed broker who actually understands your work.
No obligation · 2 minutes · Licensed broker · CA #0F03649
What Landscapers Are Saying
“Got my GL policy set up in one phone call. They understood exactly what a mowing operation needs — no upselling on stuff I don't need.”
Marcus R.
GreenEdge Lawn Care, TX
“My HOA client needed a COI with additional insured by Monday morning. LandscaperInsure had it in my inbox the same afternoon.”
Sarah K.
Precision Landscapes, FL
“I was paying $140/month with my old broker for the same coverage. Switched to LandscaperInsure and got it down to $62. Should have called sooner.”
James T.
Timber & Stone Hardscaping, CA
Why Every Landscaper Needs General Liability
One accident on a job site can cost you everything. GL insurance is the foundation of protecting your landscaping business.
Property Damage
Your crew accidentally damages a client's fence, driveway, or sprinkler system. GL covers repair and replacement costs.
Learn about GL coverage →Bodily Injury
A rock kicks up from a mower and injures a passerby. GL covers their medical bills and your legal defense.
Do I need insurance? →Contract Requirements
HOAs, commercial properties, and municipal contracts almost always require a Certificate of Insurance (COI) before you can bid.
Learn about COIs →How It Works
Tell Us About Your Business
Answer a few quick questions — business name, crew size, zip code. Takes under 2 minutes.
We Find Your Best Rate
Our team shops top-rated carriers to find you the most competitive GL coverage for your landscaping business.
Get Covered Fast
Review your quote, bind your policy, and get your Certificate of Insurance — often the same day.
Coverage for Every Type of Landscaping Business
Why Work with a Broker?
Direct carriers give you one quote. We shop the market so you don't have to.
Contract Language Expertise
We match your policy to HOA, city, and GC contract requirements — Additional Insured, Waiver of Subrogation, Primary & Noncontributory.
Same-Day COIs
Need a Certificate of Insurance for a job tomorrow? We handle it fast — often same-day turnaround.
Underwriting Nuance
Tree work vs. mowing vs. hardscaping vs. irrigation — each has different risk profiles. We know which carriers are best for your specific operations.
Claims Advocacy
When you have a claim, we go to bat for you with the carrier. A direct policy leaves you on your own.
Serving Landscapers Nationwide
Whether you're mowing lawns in Miami, trimming trees in Dallas, or installing hardscapes in LA — we know the insurance requirements in your state and can get you covered fast.
Frequently Asked Questions
How much does landscaping insurance cost?▾
Most landscapers pay $45–$75 per month for a standard $1M/$2M general liability policy. Your exact rate depends on revenue, crew size, services offered, and claims history.
Do I need insurance if I'm a solo operator?▾
Yes. Even solo landscapers face property damage and injury liability. Most clients and HOAs require proof of insurance before hiring, and one uninsured claim can bankrupt a small operation.
How fast can I get a Certificate of Insurance (COI)?▾
Once your policy is active, we can typically issue a COI the same day — including adding additional insured parties for HOA or commercial contracts.
What's the difference between GL and workers' comp?▾
General liability covers claims from third parties (clients, their property, bystanders). Workers' comp covers your employees' medical bills and lost wages from on-the-job injuries. Most landscapers with employees need both.
Do you serve my state?▾
Yes — we serve landscaping businesses in all 50 states through our network of A-rated carriers.
Ready to Protect Your Landscaping Business?
Most landscapers get covered for less than $3/day. Find out your rate in under 2 minutes — no obligation.
Get My Free Quote